Category: Estate Planning

Second Marriage Estate Planning Trap: When Federal Law Overrides Your Beneficiary Designation

Summary Federal law may require a 401(k) to pass to a spouse even if children are named as beneficiaries. This article explains how ERISA rules can override beneficiary designations and why blended families should carefully review retirement account planning. One issue that often surprises families involves retirement accounts, particularly 401(k) plans. A recent situation that […]

Does Every Estate Have to Go Through Probate in Florida?

SummaryNot every estate in Florida must go through probate. Many assets—such as trust property, jointly owned property, and accounts with beneficiary designations—can pass directly to heirs without court involvement. Understanding which assets require probate and which do not can help families avoid unnecessary delays, expenses, and stress during the estate administration process. When a loved […]

A Simple Florida Estate Planning Checklist for 2026: Don’t Lose Your Legacy

SummaryEstate planning in Florida is more than simply having a will—it requires a complete and properly structured plan that reflects current laws and life changes. This 2026 Florida Estate Planning Checklist highlights the key components every plan should include, such as a valid will, properly funded trusts, updated powers of attorney, healthcare directives, correct beneficiary […]

Lady Bird Deeds in Florida vs. Trusts: Plain-English Guide

SummaryLady Bird deeds (enhanced life estate deeds) are a common Florida estate planning tool that allow a homeowner to retain full control of their property during life while automatically transferring it to designated beneficiaries at death, often avoiding probate. However, these deeds must be carefully drafted to include enhanced powers, or they may unintentionally create […]